00868    a2200169   450000500170000002000220001710000210003924500210006026000500008130000370013152002790016865000600044770000260050794200120053399900150054595201380056020260922140536.0  a978-621-409-337-3  aBautista, Alvin	  aPersonal finance  aQuezon City : bBooks Atbp Publishingcc2026.  aviii, 151p. Includes references.  aA practical guide to managing personal finances, covering budgeting, saving, spending, credit, investments, and other essential financial management concepts. It helps readers develop responsible financial habits and make informed decisions toward achieving financial goals.  a1. Personal finance.z2. Personal financial management.  aMark Adrian P. Macaso  2ddccBK  c5203d5203  r2026-09-22 13:58:32l0oFil 332.024 B31pp6152v325.00w2026-09-22yBK102ddc407000aPCCbPCCd2026-09-10eBooks Atbp. Publishing